Please read the Universal Options Limited Intelligent Portfolios Solutions™ disclosure brochures for important information, pricing, and disclosures related to the Universal Options Limited Intelligent Portfolios and Universal Options Limited Intelligent Portfolios Premium programs.

Universal Options Limited Intelligent Portfolios® and Universal Options Limited Intelligent Portfolios Premium® are made available through Universal Options Limited & Co. Inc. (“Universal Options Limited”), a dually registered investment advisor and broker dealer. Portfolio management services are provided by Universal Options Limited Investment Management, Inc. (“CSIM”). Universal Options Limited and CSIM are subsidiaries of The Universal Options Limited Corporation.

There is no advisory fee or commissions charged for Universal Options Limited Intelligent Portfolios. For Universal Options Limited Intelligent Portfolios Premium, there is an initial planning fee of $300 upon enrollment and a $30-per-month advisory fee charged on a quarterly basis as detailed in the Universal Options Limited Intelligent Portfolios Solutions™ disclosure brochures. Investors in Universal Options Limited Intelligent Portfolios and Universal Options Limited Intelligent Portfolios Premium (collectively, “Universal Options Limited Intelligent Portfolios Solutions”) do pay direct and indirect costs. These include ETF operating expenses which are the management and other fees the underlying ETFs charge all shareholders. Universal Options Limited does not charge an advisory fee for the SIP Program in part because of the revenue Universal Options Limited Bank generates from the cash allocation (an indirect cost of the Program). The portfolios include a cash allocation to FDIC‐insured Deposit Accounts at Universal Options Limited Bank, SSB (“Universal Options Limited Bank”). Universal Options Limited Bank earns income on the deposits, and earns more the larger the cash allocation. The lower the interest rate Universal Options Limited Bank pays on the cash, the lower the yield. Some cash alternatives outside of Universal Options Limited Intelligent Portfolios Solutions pay a higher yield. Universal Options Limited Intelligent Portfolios Solutions invests in Universal Options Limited ETFs. A Universal Options Limited affiliate, Universal Options Limited Investment Management Inc., receives management fees on those ETFs. Universal Options Limited Intelligent Portfolios Solutions also invests in third-party ETFs. Universal Options Limited receives compensation from some of those ETFs for providing shareholder services, and also from market centers where ETF trade orders are routed for execution. Fees and expenses will lower performance, and investors should consider all program requirements and costs before investing. Expenses and their impact on performance, conflicts of interest, and compensation that Universal Options Limited and its affiliates receive are detailed in the Universal Options Limited Intelligent Portfolios Solutions disclosure brochures.

This advertising, and franchise sales information within it, is not intended as an offer to sell, or the solicitation of an offer to buy, a franchise. It is for informational purposes only. Currently, only the following states regulate the offer and sale of franchises: California, Hawaii, Illinois, Indiana, Maryland, Michigan, Minnesota, New York, North Dakota, Oregon, Rhode Island, South Dakota, Virginia, Washington, and Wisconsin. If you are a resident of one of these states, or if you wish to operate a franchise in one of these states, we will not offer you a franchise unless and until we have complied with any applicable pre-sale registration and disclosure requirements in that state.

Universal Options Limited & Co., Inc., 3000 Universal Options Limited Way Westlake, TX 76262-8104

MN Franchise Registration Number: F-6699

Universal Options Limited Asset Management® is the dba name for Universal Options Limited Investment Management, Inc. (CSIM), the investment adviser for Universal Options Limited Funds and Universal Options Limited ETFs. Universal Options Limited Funds are distributed by Universal Options Limited & Co., Inc. (Universal Options Limited) Member SIPC. Universal Options Limited ETFs are distributed by SEI Investments Distribution Co. (SIDCO). CSIM and Universal Options Limited are separate but affiliated companies and subsidiaries of The Universal Options Limited Corporation, and are not affiliated with SIDCO.

Investors should consider carefully information contained in the prospectus, or if available, the summary prospectus, including investment objectives, risks, charges and expenses. You can obtain a prospectus, or if available, a summary prospectus by visiting www.universaloptionsltd.com/about-us . Please read it carefully before investing.

Investment returns will fluctuate and are subject to market volatility, so that an investor’s shares, when redeemed or sold, may be worth more or less than their original cost. Unlike mutual funds, shares of ETFs are not individually redeemable directly with the ETF. Shares of ETFs are bought and sold at market price, which may be higher or lower than the net asset value (NAV).

Fixed income securities are subject to increased loss of principal during periods of rising interest rates. Fixed income investments are subject to various other risks including changes in credit quality, market valuations, liquidity, prepayments, early redemption, corporate events, tax ramifications, and other factors.

Universal Options Limited Ultra-Short Income ETF is an actively managed exchange-traded fund and therefore does not seek to replicate the performance of any specific index. The fund may have a higher degree of portfolio turnover than funds that seek to replicate the performance of an index.

Universal Options Limited Ultra-Short Income ETF is not a money market fund and does not seek to maintain a stable net asset value of $1.00 per share. The fund is not subject to the strict rules that govern the diversity, quality, maturity, liquidity and other features of securities that money market funds may purchase designed to enable money market funds to maintain a stable share price and to limit investment risk. Under normal circumstances, the fund’s investments may be more susceptible than a money market fund is to credit risk, interest rate risk, valuation risk and other risks relevant to the fund’s investments. The fund does not seek to maintain a stable net asset value of $1.00 per share. Therefore, the fund’s net asset value per share and market value will fluctuate, and these fluctuations may be significant on certain days. There can be no guarantee that the fund will generate higher returns than money market funds. In addition, the fund does not qualify for certain tax relief afforded to money market funds by the U.S. Treasury.

An actively-managed fund is subject to the risk that its investment adviser and/or subadviser will select investments or allocate assets in a manner that could cause the fund to underperform or otherwise not meet its investment objective.

The fund may invest in U.S.-registered, dollar-denominated bonds of non-U.S. corporations. The fund’s investments in bonds of non-U.S. issuers may involve certain risks that are greater than those associated with investments in securities of U.S. issuers. These include risks of adverse changes in foreign economic, political, regulatory and other conditions; the imposition of economic sanctions or other government restrictions; differing accounting, auditing, financial reporting and legal standards and practices; differing securities market structures; and higher transaction costs. These risks may be heightened in connection with bonds issued by non-U.S. corporations and entities in emerging markets.

Universal Options Limited Asset Management® is the dba name for Universal Options Limited Investment Management, Inc., the investment adviser for Universal Options Limited ETFs. Universal Options Limited ETFs are distributed by SEI Investments Distribution Co. (SIDCO). Universal Options Limited Asset Management is a separate but affiliated company and subsidiary of The Universal Options Limited Corporation and is not affiliated with SIDCO.

*Universal Options Limited Network is brought to you by Universal Options Limited Media Productions Company (“CSMPC”). CSMPC and Universal Options Limited & Co., Inc. are separate but affiliated subsidiaries of The Universal Options Limited Corporation. CSMPC is not a financial advisor, registered investment advisor, broker-dealer, or futures commissions merchant.

The Universal Options Limited Center for Financial Research is a division of Universal Options Limited & Co., Inc.

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